We can never know what's around the corner, but we can minimise any negative financial impact. In fact, taking out insurance is perhaps the most effective way to secure yourself financially in the event of job loss, accident, illness or death.
At Barwells, protecting the things you care about most is the goal of our protection advice. So if something happens, you and your loved ones can focus on the things that matter most, without worrying about finances. Our services extend to probate planning, so in the event of your death, we can provide help and advice to your family members who have to deal with the immediate financial upheaval.
Cover specific to your circumstances
Our service first establishes what levels and types of financial cover you might need. Then we scour the financial markets for all appropriate life and income protection solutions, to find the most relevant and best value - in cost of cover provided and in the policy terms.
Meeting your changing needs
We can continue to review your cover regularly - whether income protection, critical illness cover or life assurance - to ensure it still meets your personal needs and any change in circumstances. That way, you'll never be under or over insured, or paying too much for the cover you have.
If you have been declined insurance cover in the past, as an independent advice firm, we have access to specialist insurance providers that may be able to offer you a solution